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What’s Covered, What May Cost You & What You Need to Know By Nicole Carson Licensed Health Insurance Advisor Quick Answer Preventive care is healthcare designed to help prevent illness or identify certain health concerns early—often before you have symptoms. Under certain health plans, eligible preventive services may be covered without a deductible, copay, or coinsurance when applicable requirements are met. But there’s an important distinction: A preventive appointment does

🌻 Bright Bloom Health By Nicole Carson | Licensed Health Insurance Advisor 📖 11 Minute Read Quick Answer Coinsurance is the percentage of a covered healthcare cost that you may be responsible for paying after meeting your deductible. For example, if your health insurance plan has 20% coinsurance, you may pay 20% of the plan's allowed cost for a covered service while your insurance company pays the remaining 80%. Coinsurance is different from a copay because a copay is typic