<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[BRIGHTBLOOM Health Insurance Advisors]]></title><description><![CDATA[Affordable Coverage, Better Benefits]]></description><link>https://www.brightbloomhealth.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 31 Jul 2026 04:49:24 GMT</lastBuildDate><atom:link href="https://www.brightbloomhealth.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[What Is a Copay? Understanding One of the Most Common Health Insurance Costs]]></title><description><![CDATA[ BrightBloom Health By Nicole Carson | Licensed Health Insurance Advisor  7 Minute Read  Last Updated: July 21, 2026 What Is a Copay? If you've ever looked at your health insurance card or plan documents, you've probably seen something like: Primary Care Visit – $30 Copay Specialist Visit – $60 Copay Urgent Care – $50 Copay But what exactly is a copay, and when do you have to pay one? A copay (short for copayment) is a fixed dollar amount you pay for certain healthcare services or...]]></description><link>https://www.brightbloomhealth.com/post/what-is-a-copay-understanding-one-of-the-most-common-health-insurance-costs</link><guid isPermaLink="false">6a68b81c4ea5d7da785326a9</guid><pubDate>Tue, 28 Jul 2026 14:33:37 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b63b52_dd305247ae0e4eb9b8156075a730fbf5~mv2.png/v1/fit/w_727,h_400,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nicole Carson</dc:creator></item><item><title><![CDATA[What is a Health Insurance Deductible?]]></title><description><![CDATA[A Simple Guide That Actually Makes Sense  BrightBloom Health By Nicole Carson | Licensed Health Insurance Advisor  7 Minute Read  Last Updated: July 21, 2026 Confused about health insurance deductibles? Learn what a deductible is, how it works, and how it affects your healthcare costs in this easy-to-understand guide. In this guide: What is a Health Insurance Deductible? Understanding Key Health Insurance Terms An Easy Example What Services Count Toward Your Deductible? Does Preventive...]]></description><link>https://www.brightbloomhealth.com/post/what-is-a-health-insurance-deductible</link><guid isPermaLink="false">6a5f934eeaf56be0d710a27f</guid><pubDate>Tue, 21 Jul 2026 16:04:17 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b63b52_89ce5e90f8744f20a0853162cf179a10~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nicole Carson</dc:creator></item></channel></rss>